I live in a desert area where virtually every house has a pool. It never seemed like a necessity to pull on shorts after my morning swim if I was going to do anything in the yard or go to the mailbox. I don't wash my own car or do my own yard work, but if I did, it would be in my swim suit. I pretty much put one on in the morning for my swim and don't bother with anything else unless I have to leave the house. (I work at home) In a beach area I see no issue with wearing a speedo to bike. However, in a metropolitan area, unless you are in a triathlon, the spandex bike shorts are more appropriate. It never hurts to "advertise" but too skimpy in the wrong place makes one look desperate.
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