I don't think I have anyone ever comment to the fact that I have on a speedo but have commented on the patterns. One time a gal commented she thought I looked so European. Husband agreed but discussion stopped there.
The only way I can see using "joke" or "losing a bet" as a reason to have on a speedo is if he actually wanted to wear one and figured that he could get away with it if he used one of those excuses.
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